Civil Liability Insurance arising from Traffic accidents (Compulsory Vehicle Insurance) against Third Parties (Beema)
Civil Liability Insurance arising from Traffic accidents (Compulsory Vehicle Insurance) against Third Parties (Beema)
The law requires, pursuant to Decree Law No. 67 of 1976 regarding traffic, as stipulated in Article 6, that in order to license any motor vehicle or renew its license, insurance against civil liability arising from vehicle accidents must be valid for the duration of the license. The amounts required by law to be paid to third parties as a result of their driving the insured vehicle shall be compensated for the damage of death or bodily injuries that lead to total disability or permanent partial disability, compensation for the value of partial destruction, and compensation for the value of total economic or technical destruction.
Comprehensive Motor Insurance for all types of vehicles
Comprehensive Motor Insurance for all types of vehicles
Coverage includes compensation for loss or damage to the insured vehicle, its accessories, and spare parts resulting from incidents such as collisions, rollovers, fires, spontaneous combustion, burglary, or theft, provided the insured is not at fault. It also covers death or damage caused by a third party, in accordance with the policy’s approved terms, conditions, and exclusions. Upon request, additional optional coverages are available, including: - Roadside Assistance (access to essential emergency support services), - Replacement Vehicle (providing an alternative vehicle during the repair period of the insured vehicle), - Waiver of Subrogation (exemption from certain liability cases specified in the policy, including traffic violations such as running red or yellow lights, exceeding legal speed limits, or driving against traffic), - Personal Accident Coverage (protection for the driver and/or accompanying family members against risks such as death, permanent total disability, and permanent partial disability).
Driving License Insurance
Driving License Insurance
This insurance covers legal compensation owed to the driver of a vehicle visiting the State of Kuwait for uninsured vehicles resulting from material and bodily damages incurred by others.