Group Life Insurance
The employer is obligated to compensate his employees in the event of death, disability or injury during their working hours. Therefore, life insurance covers the employer's liability towards these employees as a result of natural death or accident and injuries that may befall them as a result of accidents that may occur during and due to work or outside work, whether inside or outside the geographical borders of the State of Kuwait. Coverage of mandatory work injuries according to Kuwaiti law is part of this coverage. The group can also insure itself against the same risks, provided that their number is not less than ten individuals.
Group Medical Insurance
Group Medical Insurance
Medical insurance covers the medical care expenses of workers according to various alternatives of annual coverage according to their needs in the most important hospitals, centers and private medical clinics inside the State of Kuwait. It also provides health care for emergency cases outside the State of Kuwait.
Credit Insurance
Covering creditor institutions against the risk of the debtor's death or permanent total disability to pay his debt, whether it is real estate or consumer debts.
Personal Accident Insurance / Demostic Helper
Coverage for individuals in the event of: sudden accidental death, permanent total or partial disability, temporary disability from work, and medical expenses resulting from the accident. The condition requires that the injury be the result of a sudden, violent, and unexpected external event, such as a car accident, fall from a height, electric shock, injury during exercise or physical activity, or a home or work accident. Coverage includes death, permanent total or partial disability, temporary disability, and medical expenses. This insurance can be individual, group, or family.
Workmen’s Compensation Insurance
Coverage for employees who suffer work-related injuries or illnesses. This insurance provides financial compensation for losses that may arise as a result of an on-the-job injury, such as medical expenses, lost wages, and, in some cases, disability or death. This insurance typically covers bodily injuries, occupational diseases, deaths resulting from a work-related accident, and total or partial disability resulting from an injury. Coverage typically includes medical care, lost wages, total or partial disability, death compensation, and rehabilitation.
Travel Insurance / Schengen
Covering the traveller against health risks and emergencies that may occur while traveling around the world, and also during his stay in the Schengen Area countries. The insurance covers medical expenses, hospitalization, medication, and surgical expenses abroad due to accident/sudden illness. Medical expenses, hospitalization, medication, and surgery (COVID-related), emergency medical evacuation/repatriation, repatriation of remains, dental emergencies due to accidents, immediate friendly visit to a traveling family member in the event of an accident, immediate friendly visit to a resident family member in the event of an accident, emergency return to the country of residence following the death of a close family member, repatriation of a family member traveling with the insured, repatriation of minor children/ accompanied children, search and rescue expenses at sea and on the mountain, personal liability, loss of passport, driving license, national ID, loss of checked baggage, delayed arrival of checked baggage, locating and forwarding of baggage and personal effects, kidnapping/abduction, legal fees, bail bond, trip cancellation, delayed departure of a trip abroad, missed departure abroad, death due to accident, permanent total disability, permanent partial disability, and death due to accident (common carrier).